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Home Financing

Let us guide you through the process of obtaining the funds needed to make your new home’s construction a reality!

If you’re not ready to get started yet, one of our new home construction financing officers can help you get your credit in order and also help you make an assessment of your financial eligibility.

They will determine if you need to sell your house first and also give you down payment options. In some cases you would only need a 5% down payment for construction financing, lot and home combination.

?Generally you pay interest only during the construction period based on the amount paid during each building stage, so you don’t make a full mortgage payment until you move in!

The down payment can also come from the equity in your home or properties or also from a 401 k or other investments.

We can also help you determine the value of your current home with a free market evaluation and list it for sale for less commission with a more aggressive marketing plan.